Open an account quickly and easily

The quickest way to open an account

Credit up to UAH 500 ths. can be set to your account. The credit limit is calculated individually and depends on the transaction amount of your account. The more transactions you make with the bank  the greater is the amount of available funds. You have a grace period of 35 days!

You will also receive:

You will save with PrivatBank!

One in three of Ukrainian legal entities has an account in PrivatBank! This means that you save on commissions as payments between PrivatBank accounts are free of charge, and your payments are processed instantly 24 hours a day, 7 days a week!

Special offer!

Pay by card "Key to Account" in the retail network on amount of UAH 500.00 and receive the PrivatBank account for free. To become a participant you should apply here or open an account in any PrivatBank branch.

Bank account

Fees and charges

Opening an account
UAH 0.00 (to participate in the Special Offer)
Monthly fee, account maintenance fee (if there are any client account transactions) 
UAH 100.00*
Payments to PrivatBank accounts
FREE
Payments to accounts of other banks
UAH 3.00
Issuing a corporate card and a "Key to Account" card
FREE
Withdrawal from own card funds (% of withdrawal sum)
0.75%
Withdrawal from credit card funds (% of withdrawal sum)
3%
Paying by card in retail outlets  
No commission
Transfer to other banks after 4:30 p.m.
0.2% of the sum

* If no client transactions were processed in month, the maintenance fee is not charged

Your benefits from PrivatBank account services

Other bank PrivatBank Your thrift
Payments Average payment amount - not less than UAH 1.50 Payments between PrivatBank accounts - free UAH 3,600 per annum (for average 200 payments per month)
Credits Average credit rate - 25% per annum Guaranteed payments - 4% per annum UAH 21,000 (for a credit of UAH 100,000)
Salary project Average commission - 0.2% of the amount Commission - 0% UAH 8,400 (for a company of 100 employees with a monthly average salary UAH 3,500)

Credit limit on the account

  • Credit Limit (up to UAH 500,000.00) is set immediately after the signing of the application on opening the account in PrivatBank or in Privat24: no mortgage and no extra trip to the bank.
  • You can use up to 35 days credit on favorable terms.
  • If you do not use credit, you pay nothing! You pay no interest and commission, if using limit, you repay it within one banking day.
    Learn more

For example: on November 17th you use UAH 20,000 credit to pay contracts. You deposit the money back to your account up to December 20th, paying a fee of only UAH 180.00 and paying no interest!

How to save time when you wish to withdraw funds from your account and have access to money 24/7?

"Key to Account" card

This card gives the head of the company direct access to money on the corporate account funds. Hence, you do not need not to transfer money separately to other cards for cash withdrovals!

  • You get 24/7 access to your company funds, as well as up to the credit limit set for your corporate account, and no longer have not to depend on bank operating hours. 
  • You also need not compile separate tax reports on your card account - all movement  of funds by the card are reflected in your current account balance.
    Learn more

Remote account management - save time on transactions

"Regular payments"

  • A system of automatic bill payments. Once you set up the standing order with the bank, henceforth, the fixed sum will be paid from your corporate account on the fixxed date.
  • The commissions are lower than those via bank branches.
  • You can always set up, cancel or amend the terms of the standing order at Privat24.
    Learn more

"Mobile telephone banking"

  • Make payments using just your mobile phone!
  • Calls from your mobile to the 3700 number are free of charge.
  • You can make payments anywhere without having to visit the bank or being dependent on your office computer.
  • The cost of payments between PrivatBank clients is: UAH 5.00. The cost of payment to another bank is: UAH 5.00 + UAH 5.00 for delivery.
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как экономить время

Privat24 online banking

  • All banking transactions on your computer and smartphone. 
  • You get 24/7 access to your accounts from anywhere in the world there is Internet access.
  • Commission is 5 times lower than at the bank, while payments are instant!
  • Privat24 security of operations is guaranteed, as you use both the regular password and a dynamic OTP one to log in. SMS-messaging is also applied to confirm transactions.
    Learn more

Rules for payments via "Privat24"

Payments to PrivatBank accounts: 
Processing and crediting to receiver’s account - 24/7. Fee – UAH 0.00

External payments:
Processing (transferring via NBU) from 8 a.m. up to 6 p.m. Fee – UAH 2.00. Fees for payment post-operating time (after 6 p.m.) - 0.2% of the payment’s sum..

Transaction regulations

Operation             Regulations
Open account
Transactions are processed 24/7
Make payments

  • Payments to PrivatBank accounts are processed 24/7;
  • Payments to other banks are processed from 8 a.m. to 7 p.m. (operating EPS NBU)
Confirm the setting of the credit limit
Processed 24/7
Stop or restart the line of credit Applications are processed 24/7
Opening deposit account, further deposits or closing account Online, 24/7
Loan secured against deposit Applications are accepted and processed 24/7. Phone contact:
weekdays 8:30 a.m. – 8:30 p.m.;
weekends 9:30 a.m. – 8:30 p.m.
Payments by Fuel cards (from card to card, from card to depot, from depot to card) Instant and 24/7 payments
Payments by corporate cards (from card to card) Instant and 24/7 payments
Amendment of Internet payment limit for corporate card Instant and 24/7 payments
Amendment of expense limit for corporate card Processed 24/7
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How to perform payroll payments to your employees in a convenient and advantageous way?

Free-of-charge cards for your employees

  • Corporate cards for economic activities if your company is being represented, travel and miscellaneous expenses etc.
    Learn more

  • Salary cards for payroll payments to empoyees.
    Learn more

  • "Cards for pay-outs" for one-time payments and payments to seasonal workers.
    Learn more

How to reduce expences when you are operating with cash?

Retail takings 

Retail takings can be handed over to PrivatBank at any branch or via any self-service terminal, regardless of where your account is based. The money will be added to your account within a few minutes. You can use these funds almost immediately. An SMS-message will be sent to your phone with information about the sum and time of the deposit! Handing your cash over via self-service terminals is free-of-charge and available 24/7.
Learn more

Cash collection of large sums

You can conclude a cash collection contract with PrivatBank. Online-collection is a really unique technology that allows you to deposit the amount to your account before the cash is delivered and checked. Money will be available in your account within 10 minutes after the collection’s processing.
Learn more