Overdraft facility

The possibility of making prompt payments via your account in case of insufficient balance and without unnecessary formalities.

Your benefits

  • Use of credit funds for any purpose on a 24/7/365 basis


  • Establishing unsecured overdraft limit. The possibility of increasing thereof subject to growing influx of funds in your PrivatBank account


  • Maximum simplification of the application and prolongation procedure.


  • Payment for the service comprises only the interest for actual use of credit funds – no extra fees implied.


  • рассчетно-кассовое обслуживание

    Overdraft terms

    • Term of the agreement – 1 year with the possibility of prolongation subject to agreement between the parties.
    • Continuous use of funds during 30 days after negative balance was detected in your account as per the end of the day.
    • The debt is repaid automatically by means of funds credited to your account.
    • accepting trade receipts in bank branches and terminals
    • In case of using credit funds and repaying the debt till the end of the same day no interest is accrued.