P2P (Person-to-person) transfers

 

The P2P money transfer technology allows you to send money to any Visa/MasterCard card issued by any bank in the world. Also, the beneficiary does not need to visit a bank branch, because the funds are credited to his or her card, and the sender only requires the beneficiary card number.

Sending a money transfer via Visa Personal Payment or MasterCard MoneyTransfer is possible at any bank supporting this technology.

 

For sending a money transfer you do not need to be a PrivatBank customer, just register with the LiqPay system (liqpay.com) and follow the money transfer instructions on the website.

Transfers for PrivatBank cardholders


How to send a money transfer?

To transfer money to a PrivatBank card or to a Visa/MasterCard issued by any bank in the world, simply enter its 16-digit number, or the beneficiary's phone number and your transfer sum.

Fees and restrictions regarding countries are the same as those in the Privat24 online banking system. 
 


To receive a money transfer:

With a Visa/MasterCard card from PrivatBank you can always receive a transfer from any bank in the world using card to card MasterCard Money Transfer or Visa Personal Payment technologies.

The sender only requires your card number to make this transaction. 

Transaction timeframe between PrivatBank accounts:  instantly

To another bank: 1 to 3 days

переводы Western Union в отделениях Приватбанка

How to send a money transfer via Privat24?

To send a money transfer:

Step 1. Go to "Payments – Other Payments – To a Visa/MasterCard of any bank in the world" in the "All Services" tab, or "To a Visa/MasterCard of any bank in the world – New Transfer".

Step 2. Select number of the card being used to make a payment, the currency, and then enter the beneficiary's card number and the payment amount. Click "Continue".

 

Using PrivatBank ATM


To send a money transfer:

Step 1. Select "Money transfer centre" in the main menu.

Step 2. In the next screen, press "Send transfer" and then "Transfer from card to card". 

Step 3. Read the reference information and press "Continue".

Step 4. Enter beneficiary's card number and press "Correct".

Step 5. Select currency, transfer amount and press "Correct".

Step 6. In the next screen, confirm transfer by pressing "Continue". Transfer completed. 

 

Receiving a Western Union transfer from an ATM

Telephone banking


To send a money transfer by phone:

Step 1. Dial number 3700 using a mobile phone. 

Step 2. Inform the operator as to the following:
- your card number to be used for the transfer;
- beneficiary card number (Visa/MasterCard of any bank in the world);

 

Western Union Transfer via 3700

PrivatBank cardholder fees for P2P transfers to PrivatBank accounts:

  • from "Universal" cards
  • from a card for pay-outs
  • from an Elite card
  • from a corporate card

as well as from immediate and personal cards, personal current accounts, virtual accounts and Internet cards
Own (non-credit) funds
To an "Universal"/"Universal Gold" card
Free of charge
To a card for pay-outs
1% (0.5% is withheld for non-purpose card debit)
Deposits and Moneybox Savings
Free of charge *
To a PrivatBank legal entity account
1% (UAH 3 min, UAH 200 max)
Credit funds
To an "Universal"/"Universal Gold" card
4% 
To a card for pay-outs 
4.5% (0.5% is withheld for non-purpose card debit)
Deposits and Moneybox Savings
Аavailable from own funds only
To a PrivatBank legal entity account
4% 
as well as from salary, pension, student, settlement and social security cards
To an "Universal"/"Universal Gold" card Free of charge
To a card for pay-outs 0.5% (0.5% is withheld for non-purpose card debit)
Deposits and Moneybox Savings Free of charge*
To a PrivatBank legal entity account 1% (UAH 3 min, UAH 200 max)**

** in Privat24 - UAH 3.00

Own (non-credit) funds
To an "Universal"/"Universal Gold" card Free of charge
To a card for pay-outs 0.5% (0.5% is withheld for non-purpose card debit)
Deposits and Moneybox Savings Free of charge *
To a PrivatBank legal entity account 1% (UAH 3 min, UAH 200 max)
To Privat-Vklad deposit account (for "Universal" cards, personal current accounts, virtual accounts, Internet cards and demand deposits) 0.5%
Credit funds
To an "Universal"/"Universal Gold" card 3%
To a card for pay-outs 3.5% (0.5% is withheld for non-purpose card debit)
Deposits and Moneybox Savings unavailable
To a PrivatBank legal entity account 3%
To an "Universal"/"Universal Gold" card Free of charge
To a card for pay-outs 0.5% (0.5% is withheld for non-purpose card debit)
To a PrivatBank legal entity account Free of charge

* for transfers to deposit accounts of third persons the 0.5% fee is withheld from all types of card accounts

PrivatBank cardholder fees for P2P transfers to other banks:

  • from "Universal" cards
  • from a card for pay-outs
  • from an Elite card
  • from a corporate card

Own (non-credit) funds
To another Ukrainian bank account (payments within Ukraine)
1% (min UAH 3)
To a legal entity account with another Ukrainian bank (payment within Ukraine) 1% (min UAH 3, max UAH 500)
To a card of any Ukrainian bank (P2P) UAH 1% (min UAH 5)
To a card of any bank in the world (P2P) UAH 2% (min UAH 50)
Credit funds
To another Ukrainian bank account (payments within Ukraine) 4%
To a legal entity account with another Ukrainian bank (payment within Ukraine) 4%
To a card of any Ukrainian bank (P2P) UAH 1% (min UAH 5) + 3%
To a card of any bank in the world (P2P) UAH 2% (min UAH 50) + 3%
as well as from salary, pension, student, settlement and social security cards
To another Ukrainian bank account (payments within Ukraine) 1% (min UAH 3.00**)
To a legal entity account with another Ukrainian bank (payment within Ukraine) 1% (min UAH 3.00**)
To a card of any bank in the world (P2P) UAH 10.00 + 4%

** in Privat24 - UAH 3.00

Own (non-credit) funds
To another Ukrainian bank account (payments within Ukraine) 1% (min UAH 3.00)
To a legal entity account with another Ukrainian bank (payment within Ukraine) UAH 3.00
To a card of any bank in the world (P2P) UAH 10.00 + 1%
Credit funds
To another Ukrainian bank account (payments within Ukraine) 3%
To a legal entity account with another Ukrainian bank (payment within Ukraine) 3%
To a card of any bank in the world (P2P) UAH 10.00 + 3%
To another Ukrainian bank account (payments within Ukraine) UAH 2.00
To a legal entity account with another Ukrainian bank (payment within Ukraine) UAH 2.00
To a card of any bank in the world (P2P) Transaction unavailable

Limit amounts for P2P transfers to a card of any bank in the world:
- for a transaction: UAH 10,000;
- per day: USD 1,800;
- per month: USD 10,000.
* According to NBU regulations the current daily limit on abroad transfers is the equivalent of UAH 15,000.