SMS banking

Check your balance, transfer money, replenish phone accounts and manage limits by using SMS commands. To use this service, you need to have any PrivatBank card. If you have no card, fill out the form below

SMS Banking – is the account management service using SMS-commands*.

Using this service you do not need to go to the bank in order to top up your mobile phone account or to make a money transfer to a card – you can do it at any time without leaving home. You just need a PrivatBank payment card and a mobile phone. All PrivatBank cards are automatically connected free-of-charge to the SMS-banking system.

Besides, you will be using additional service – SMS-messaging. After each transaction over UAH 20.00 you will be sent an SMS-notification to your phone (learn more about SMS-messaging).

* SMS-message cost – according to your mobile operator tariffs.

Fees

  • For individuals
  • For businesses
"Universal" card Free-of-charge automatic connection
"Gold" level card Free-of-charge
Cards for pay-outs - of only salaries, pensions, allowances, scholarships: free-of-charge, automatic connection
- messaging on all transactions on the account: free-of-charge, requires activation via SMS-command or in Privat24. 
Payment card free-of-charge, requires activation via SMS-command or in Privat24.
Key to the Account free-of-charge, requires activation via SMS-command or in Privat24
Corporate cards free-of-charge, requires activation via SMS-command or in Privat24


“SMS-banking" application

For you not to have to enter SMS-commands manually, we have developed a special application for iOS and Android-based phones that will allow you one click-sending inquiries.

“SMS-banking" application on AppStore and Google Play. AppStore and Google Play.

Commands

10060

To check the balance on your card, send SMS to number                containing the last four digits of the card number

Example
Your card number is 1111 2222 3333 4444
SMS-command text 4444


The command should not contains spaces.

10060

To block your card, send SMS to number                containing the text BLOCK+XXXX, where XXXX stands for the last four digits of the card number.

Example
Your card number is 1111 2222 3333 4444
SMS-command text BLOCK+4444
10060



To unblock your card, send SMS to number                containing the text UNBLOCK+XXXX, where XXXX stands for the last four digits of the card number.

Example
Your card number is 1111 2222 3333 4444
SMS-command text UNBLOCK+4444
+


The commands should not contain spaces. Symbol          should also be entered manually.

10060

To receive CVV2 code of your card, send SMS to number                 containing the text CVV2+XXXX, where XXXX stands for the last four digits of the card number.

Example
Your card number is 1111 2222 3333 4444
SMS-command text CVV2+4444
+


The command should not contain spaces. Symbol          should also be entered manually.

10060

To replenish your mobile phone account, send SMS to number containing the text PAYxxx+XXXX, where:

  • ххх – amount of replenishment;
  • ХХХХ – the last four digits of the card number.
Example
Your card number is 1111 2222 3333 4444
Replenishment amount is UAH UAH 89.00
SMS-command text: PAY89+4444


Amount of a single replenishment cannot be less than UAH5.00 or greater than UAH3,000.
The total amount of payments for a single day cannot exceed UAH3,000.
The total number of payments for a single day cannot exceed 8 transactions.
Bank fee for mobile phone account replenishment from a card account:
    • UAH0.50 – if using own funds;
    • 1% + UAH0.50 – if using credit funds

10060



To replenish someone else's mobile phone account, send SMS to number containing the text PAYxxx+XXXX+YYYYYYYYYY, where:

  • ххх – amount of replenishment;
  • ХХХХ – the last four digits of the card number;
  • YYYYYYYYYY – 10-digit phone number you wish to replenish.
Example
Your card number is 1111 2222 3333 4444
Replenishment amount is UAH UAH 42.00
The phone number you wish to replenish is 066 999 97 77
SMS-command text PAY42+4444+0669999777


Amount of a single replenishment of another mobile phone account cannot be less than UAH5.00.
The total amount of replenishments for a single day should not exceed UAH150.00.
Bank fee for mobile phone account replenishment from a card account:
    • UAH0.50 – if using own funds;
    • 1% + UAH0.50 – if using credit funds.

+

The commands should not contain spaces. Symbol   should also be entered manually.

10060

To transfer money from your card to another card, send SMS to number   containing the text SENDxxxVAL+ХХХХ+YYYYYYYYYYYYYYYY, где:

  • ххх – the transfer amount;
  • VAL – the transfer currency (UAH, USD, EUR, RUR);
  • ХХХХ – the last four digits of the card number.
  • YYYYYYYYYYYYYYYY - 16-digit card number to which you are transferring the money.
Example
Your card number is 1111 2222 3333 4444
The transfer amount is UAH UAH 100.00
Currency is UAH
Card number to which you are transferring the money is 5555 6666 7777 8888
SMS-command text SEND100UAH+4444+5555666677778888


The maximum amount of payment between your accounts is UAH5,000 (for cards in other currencies - equivalent thereof).

The maximum amount of payment to the card of another customer is 2,000 UAH(for cards in other currencies - equivalent thereof).

The maximum amount of payment between your accounts for a single day is UAH30,000 (for cards in other currencies - equivalent thereof).

The total number of payments for a single day cannot exceed 6 transactions.

Tariffs
Transfers from immediate cards UAH0.50 + 1% of the amount transferred
Transfers of own funds from credit cards UAH0.50 + 1% of the amount transferred
Transfers of credit funds from credit cards UAH0.50 + 3% of the amount transferred
Transfers from elite cards UAH0.50 + 2% of the amount transferred
+


The commands should not contain spaces. Symbol   should also be entered manually.

10060

To set a cash withdrawal limit for your card, send SMS to number   containing the text CASHххх+ХХХХ, where:

  • ххх – the limit amount;
  • ХХХХ – the last four digits of the card number.
Example
Your card number is 1111 2222 3333 4444
The limit amount is UAH UAH 500.00
SMS-command text CASH500+4444


The limit amount should not exceed the card balance.
The limit amount will be updated once a day, that is, if you set a limit of UAH500.00, you will be able withdraw a maximum of UAH500.00 from your card per day.

+

The commands should not contain spaces. Symbol   should also be entered manually.

10060

To set a limit for online payments by your card, send SMS to number   containing the text INETxxx+XXXX, where:

  • ххх – the limit amount;
  • ХХХХ – the last four digits of the card number.
Example
Your card number is 1111 2222 3333 4444
The limit amount is UAH UAH 100.00
SMS-command text INET100+4444
+


The commands should not contain spaces. Symbol   should also be entered manually.

10060

To change your card PIN code, send SMS to number   containing the text PIN+XXXX, where XXXX stands for the last four digits of the card number.

Example
Your card number is 1111 2222 3333 4444
SMS-command text PIN+4444


The command is available for:

  • "Universal" card (except for chip-equipped cards);
  • Gold class cards (except for chip-equipped cards);
  • JUNIOR cards;
  • cards for pay-outs (salaries, pensions, social benefits, etc.).

For mini-cards and PayPass sticker cards the PIN codes are sent automatically after activation of the cards.

+

The commands should not contain spaces. Symbol   should also be entered manually.

7660

To activate the "Moneybox" services, send SMS to number   containing the text KOPI

Example
SMS-command text KOPI
7660

To check the current balance of accumulated funds in the "Moneybox" , send SMS to number   containing the text KOPILKA

Example
SMS-command text KOPILKA


The commands should not contain spaces.

10060

To replenish the gaming account, send SMS to number   containing the text WOTxx+XXXX+Login, where:

  • ххх – the replenishment amount;
  • ХХХХ – the last four digits of the card number;
  • Login - user login in the game.
Example
Your card number is 1111 2222 3333 4444
User login is test@gmail.com
The replenishment amount is UAH UAH 10.00
SMS-command text WOT10+4444+test@gmail.com
.


By default, the currency is UAH, with amount range from UAH1.00 to 50,000 per request, while the amount can be fractional (with digits separated by point   ).
SMS-message cost – according to your mobile operator tariffs. No bank fee is provided for the gaming account replenishment.

10060

To replenish the gaming account, send SMS to number   containing the text ТANKIхх+ХХХХ+Login, where:

  • ххх – the replenishment amount;
  • ХХХХ – the last four digits of the card number;
  • Login - user login in the game.
Example
Your card number is 1111 2222 3333 4444
User login is test_account
The replenishment amount is UAH UAH 10.00
SMS-command text ТANKI10+4444+test_account
.


By default, the currency is UAH with amount range from UAH 1.00 to 10,000 per request, while the amount can be fractional (with digits separated by point  ). SMS-message cost – according to your mobile operator tariffs. No bank fee is provided for the gaming account replenishment.

Frequently asked questions

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