About the Bank


PrivatBank is the largest bank of Ukraine that moves the country forward.



We appreciate your trust


We remain a stable and reliable partner for financial affairs of Ukrainians in the most difficult times. We are trusted by more than 19 million active customers - private individuals and legal entities, and we do everything to strengthen your trust every day.


We focus on the needs of our customers


More than 1,000 branches, 5,000 ATMs and 10,000 SSTs of PrivatBank operate every day across the country. We believe that innovation should make life easier and more convenient. Therefore, we constantly improve our products, services and respond to the most demanding needs of our customers.


We build a country of dreams


Our goal is an economically strong Ukraine. PrivatBank is a responsible employer and one of the largest taxpayers in the country. Despite difficult times, we move the economy forward and do not stop lending to Ukrainians and businesses. In 2022, the share of PrivatBank in the retail loan portfolio increased from 26% to 32%, and businesses got new loans in the amount of UAH 23.8 billion. We work for the victory and rebuilding of Ukraine.

We are reporting on the things done. Integrated Annual Reports:

PrivatBank takes pride in being the largest state-owned Ukrainian bank. This status imposes a special responsibility and unique requirements on us to adhere to all legal norms, sometimes exceeding expectations. Our team strives for transparency in our activities because trust is the foundation of our relationships with clients, businesses, and all partners. That's why we publish our annual reports, which showcase PrivatBank's challenges and victories during Ukraine's most turbulent times. Learn more about us!

Report 2022

Report 2023

Code of Ethics and Business Conduct

PrivatBank adheres to the Bank’s business conduct based on the principles of legality, transparency, competence, respecting the rights and interests of customers, bank creditors, shareholder and employees, aimed at increasing the bank’s efficiency, maintaining its financial stability and profitability.

The Bank is intended to promote and support honest and ethical conduct. Employees, customers, creditors and other persons who have legal relations with the Bank may report on potential or actual violations of the law and the Code.

The relevant notification may be reported by:

  • sending an e-mail to help@pb.ua;
  • calling the 24/7 Support Service by the phone number published on the Bank’s official website (privatbank.ua) in the Contacts & Details section > “Contacts”.

The Bank, in relations with the shareholder, intends to pursue a transparent policy and strictly adhere to the following principles: respect and ensure the rights of the shareholder, steadily observe its interests, timely disclose information, pursue active communication policy, increase the informational visibility and accessibility by improving the quality of reporting and accounting.

The Bank strives for the highest customer service standards and the protection of the best interests of each customer; the Bank keeps developing new operations, products and directions, acknowledging the principle of a rational conservatism; seeks transparency in relations with customers, providing them with reliable information regarding its services; the Bank is interested in building long-term relationships with its customers.

The Bank adheres to the principle of neutrality with regard to business groups, political parties and associations and operates in the interests of depositors, customers, creditors and the shareholder. Bank employees shall conduct business affairs with government bodies avoiding a personal interest and undue influence on their decision making.

The Bank reserves the right not to cooperate with vendors/suppliers who violate the requirements of the legislation of Ukraine and the countries in which the Bank operates, including with the purpose to protect the rights of employees, their labor and observance of safety measures, to ensure environmental protection. The bank does not cooperate with vendors/suppliers who do not share the values and principles, ethical rules and business conduct of the Bank set forth in the Code of Conduct.

Employees are the key to the success of the Bank. The Bank actively and consistently engages employees regardless of age, race, gender, religion, beliefs or nationality and rewards them for success; the Bank appreciates its employees, creates the conditions to enable each employee’s full professional potential; shows its respect for human dignity and personality and believes in the importance of a cooperative atmosphere and trust.

Privatbank values and principles

The Bank adheres to laws, ethical standards and the rules of fair business, fulfills its obligations and values its reputation.

Quality and Level of Service are essential factors for success. Improving customer service is the main task of all bank employees.

The Bank creates conditions for open and timely communication, healthy working microclimate, observance of safety measures, provides an opportunity for individual growth and self-affirmation. The Bank is interested in a proper observance of labor legislation.

Customer-centric standards and the conduction of profitable banking operations may guarantee Bank profitability.

PrivatBank does not allow revenge, discrimination, disciplinary sanctions and other negative consequences in relation to those who report on unacceptable behavior in the Bank.

The Bank is convinced that in order to achieve high performance, continuous growth is required, which is achieved by the correct estimation of the operation’s risk. Managers and employees, when making decisions, are guided by internal regulations, policies and regulatory risk exposure, risk limits regulatory acts.