Payoneer - receiving payments from non-residents and withdrawing money to accounts in Ukraine

Q: Where can I get a template of the Letter of Agreement (Offer Letter) to benefit from simplified currency control when crediting transfers?

To get the letter template, click https://static.privatbank.ua/files/%D0%9F%D0%B8%D1%81%D1%8C%D0%BC%D0%BE%20%D0%BE%D0%B1%20%D0%BE%D1%84%D0%B5%D1%80%D1%82%D0%B5.pdf. After filling it in, you just need to add it in Privat24 once.

Currency	Purchase	Sale
EUR UAH	43.2	44.2
USD UAH	41	41.6
PLN UAH	9.95	10.1

Currency	Purchase	Sale
EUR UAH	43.3	44.0529
USD UAH	41.1	41.6667
PLN UAH	9.97	10.2459

Currency	For UAH
EUR UAH	43.5635
USD UAH	41.2533
PLN UAH	10.0583

Metals	Weight, g	UAH/1 g
XAU Gold	1	4 810.00
XAU Gold	100	3 900.00

Currency	Purchase	Sale
PLN UAH	9.97	10.2459
GBP UAH	51.97	52.6316

Payoneer payments are credited to individual and entrepreneur accounts online:

for freelancers - individuals – 24/7;
for entrepreneurs (sole proprietorship) – weekdays: 8:00 - 20:00.

Conditions for crediting Payoneer payments to PrivatBank accounts:

Crediting to individual Card for Payouts in UAH	0%
Transfer crediting to Payment Card of a private individual in USD and EUR	1%
Transfer crediting to Universal and Premium cards in UAH, USD and EUR	0%
Transfer crediting to account of a private entrepreneur and subsequent transfer to Payment Card of a private individual	0%
Fees of correspondent banks	0%

Simplified currency control

Payments up to UAH 400,000 (in equiv.) are credited automatically in the absence of signs of riskiness.
Simplified currency control also applies to payments over UAH 400,000 (in equiv.). For this to come into effect, a client needs to add the Letter of Agreement (Offer Letter) to his/her Privat24).

Benefits offered by PrivatBank

For Freelancers

For Freelance Entrepreneurs

24/7 remote service in Privat24.

Automatic crediting of SWIFT payments without additional fees (according to the tariff of your card). All SWIFT transfers in PrivatBank are carried out according to the SWIFT gpi standard.

Funds pre-order by application in Privat24 or by calling 3700.

All international transfers carried out 24/7 in Privat24.

Instant transfers from international cards from all over the world to PrivatBank cards at favorable rates in Privat24.

No fee for cash withdrawal from Cards for Pay-Outs in the bank’s branches and ATMs.

Sending of transfers within the e-limit with no additional fees.

Special support line for freelancers: e-mail: freelancer@privatbank.ua, tel. +38 (073) 900 00 04.

24/7 remote service in Privat24.

Free service for Gold class cards.

Opening of individual entrepreneur accounts, selling currency, transfers of taxes to the budget - free of charge.

Free maintenance of individual entrepreneur accounts if the month’s expenses amount is more than UAH 5 000. Expenses paid with business cards and personal cards in trade and service enterprises or in the Internet are taken into account (UAH 0 instead of UAH 50 monthly).

0% rate for crediting payments from Payoneer, Google, UpWork, Apple, Facebook, etc.

Automatic crediting of SWIFT payments without additional fees (according to your card tariff).

All SWIFT transfers in PrivatBank are carried out according to the SWIFT gpi standard.

Funds pre-order by application in Privat24 or by calling 3700.

All international transfers carried out 24/7 in Privat24.

Instant transfers from international cards from all over the world to PrivatBank cards at favorable rates in Privat24.

Sending of transfers within the e-limit with no additional fees.

Special support line for freelancers: e-mail: freelancer@privatbank.ua, tel. +38 (073) 900 00 04.

Transfer money from international Payoneer card to PrivatBank card in Privat24 Next

Web version

Mobile application

The fee is 1.5% of the transfer amount (previously: 2%, min USD 7) for Mastercard cards.

Web version of the next.privat24.ua Open the “Services” menu → “Transfers” → “To any card”. Enter the following information:

number, validity period and CVV-code of the sender's card;
recipient's card number;
amount and currency of the transfer.

Available IT Expert service packages

IT Expert GOLD

IT Expert Platinum

IT Expert Premium

Gold tier card – an international payment card of PrivatBank giving you option to receive free service from a personal banker at your convenience. Cards in any currency (UAH, USD, EUR) may be opened freely.

Card with a design – issue and delivery of a card with an individual design (chip, PayPass) – no charge!

You can choose the design and data you want to see on the card.
You can hide card number, expiration date, CVV code, first and last name.
The currency of the Payment card with a design is hryvnia/US dollar/euro.
The currency of the Universal card with a design is hryvnia.
The card with a design can be with a separate balance or additional to your existing card.

A free card with a design is issued with a promo code, to receive a promo code write to freelancer@privatbank.ua

After contacting freelancer@privatbank.ua you will be sent an email with a promo code and instructions for remote ordering.

Platinum premium card.

Developed specially for connoisseurs of comfort and quality; this is the # 1 choice for VIP-service within Ukraine.

Free issuance and maintenance of Platinum card, if monthly receipt of funds to an individual entrepreneur account amounts from UAH 50,000 to UAH 100,000 (at least UAH 150,000 within 3 months).

Platinum cardholders may benefit:

Personal banker is in touch in a convenient messenger. Solving issues and executing orders with one call without visiting the bank (for most operations).
24/7 support and fulfillment of your orders by the Concierge service through modern communication channels (get information, buy tickets, book a hotel, arrange flower delivery, and more).
Additional cards in foreign currency and special rates for family members.
Favorable lending conditions: unsecured credit limit (up to UAH 100 thousand) with a grace period of up to 55 days, during which interest for the use of credit funds is not charged.
Meeting rooms, Security service, safe rental and more.

Learn more about all the benefits of the Platinum card.

To order, click here

Visa Signature card is a card with a unique design and additional exclusive services to the basic VIP service package, as well as a Travel package from the PrivatBank Concierge service.

Special pricing offer for IT specialists, if monthly receipt of funds to an individual entrepreneur account amounts to UAH 100,000 or more (at least UAH 300,000 within 3 months):

free issue and maintenance of Visa Signature card for 3 years;
withdrawal of own funds in branches/ATMs within Ukraine up to UAH 100,000 per month – no charge;
payments from the card to another bank in the amount of up to UAH 100,000 per month – no charge.

Signature cardholders may benefit:

Personal banker is in touch in a convenient messenger. Solving issues and executing orders with one call without visiting the bank (for most operations).
Cashback of 5% when buying tickets for all types of transport including taxi.
Extended airport services are free of charge 10 times during a calendar year: baggage packing, Fast Line, access to more than 1,000 business lounges of airports around the world (LoungeKey) regardless of the airline and air ticket class (find all privileges here).
Automatic travel insurance for cardholders and 5 family members (the coverage limit of the program is up to USD 750 thousand).
Discounts on car rental, payment for hotels under privilege programs from PrivatBank and partners.
Favorable lending conditions: unsecured credit limit of up to UAH 300 thousand with a grace period of up to 55 days, during which interest on the use of credit funds is not charged.

Learn more about all the benefits of the Signature card.

To order, click here

Frequently asked questions

How do I transfer funds from an individual entrepreneur account to an individual card?

In order for 0% rate to apply, you need to transfer funds to “Privat24 for Business” from an individual entrepreneur account (account number starting with 2600) to an individual Card for Pay-Outs without using the Key to Account card (see instructions).

Where can I get a template of the Letter of Agreement (Offer Letter) to benefit from simplified currency control when crediting transfers?

To get the letter template, click here. After filling it in, you just need to add it in Privat24 once.

What do I do if 0% preferential tariff does not apply to my transfers?

If you receive payments from Payoneer to your individual entrepreneur account and do not have a preferential tariff applied to your transfers, mail us at freelancer@privatbank.ua to instantly activate the 0% tariff.

How can I order an Individual Design Card or Platinum card?

To order a card with an Individual Design Card or Platinum Card, please mail us at freelancer@privatbank.ua.

At branches	Purchase	Sale
EUR/USD	1.045	1.063
For cards	Purchase	Sale
EUR/USD	1.045	1.063

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