Loans

Tariffs “Payment by parts”

Interest rate 0,01% per month
Debiting fee 4% (from credit funds)

Tariffs “Instant installments”

Interest rate 2,9% per month
Debiting fee 4% (from credit funds)

Tariffs “Cash loan”

Interest rate 1,5% per month

Mortgage loans terms

Property type Property type Second market Bank estate property
Interest rate, interest per annum 13.5% for the first year of lending;
UIRD * 12M + 4% for subsequent years
13.5% for the first year of lending;
UIRD * 12M + 4% for subsequent years
12% for the first year of lending;
UIRD * 12M for subsequent years
Lending period from 12 to 240 months
Down payment from 25%
Payments for additional and related services required for conclusion of the contract, UAH
1) Mortgage insurance 0.5% of the property value
2) Personal insurance 0.5% of the principal amount of the loan
One-time fee 1% 1% 0%
Legal services Approximately UAH 12,000
Real property valuation 3500

* UIRD is the Ukrainian index of interest rates on individual deposits. You can find out the value of UIRD today on the website of the Ministry of Finance by following the link.

Cash withdrawal charges

The fee for the service is not charged. Fee may be charged according to your card charges (as when carrying out an ATM transaction).

Card type Own funds Credit funds
Card for Payouts 0% -
«Universal», «Universal Gold» 1% 4%
VIP 1% 3%
Cards from other banks Using the charges of the acquiring bank

“Parking payments” Charges

The cost of an electronic parking pass:

Dnipro

  • Monthly - UAH 699, valid for 30 days from the date of purchase.
  • Quarterly - UAH 1,800, valid for 90 days from the date of purchase.

Kiev

  • Monthly - UAH 630 Purchase for the next calendar month is possible.
  • Quarterly - UAH 1,465 Possible purchase for the next quarter after the current one.

No service fees. Only fees are possible according to the charges of the card.

Tariffs “Credit rating”

Receiving a Credit History report
  • once a year – free of charge;
  • repeated request at the website of Ukrainian bureau of credit histories or in the Privat24 Internet Bank – UAH 50
Receiving a Credit Rating report UAH 50
Fee for use of StatusControl service Service cost depends on the selected package of tools:
  • SMS-informing service is UAH 15 per month;
  • full package of UBKI StatusControl services is UAH 500 per year
New cars for lease
Used cars for lease

Interest rate:

Prepayment 12 months 24 months 36 months 48 months 60 months 72 months 84 months
10% 10.8 11.3 11.7 12 12.3 12.6 12.8
20% 9.9 10.4 10.8 11.1 11.5 11.8 12
30% 8.7 9.2 9.6 10 10.4 10.7 11
40% 7.1 7.6 8 8.4 8.8 9.2 9.6
50% 4.9 5.3 5.8> 6.2 6.7 7.1 7.5
60% 1.5 1.8 2.3 2.8 3.3 3.8 4.3

Additional rates:

Prepayment starting from 10%
One-time fee 1%
Maximum loan amount UAH 800 000
Minimum loan amount UAH 100 000
CASCO insurance 6.99% per year
CMTPL insurance ≈ UAH 1 824
GPS tracker UAH 2 400
Making an entry in the State Register of Encumbrances over Movable Property UAH 50
Motor vehicle appraisal record UAH 250
Motor vehicle registration UAH 587

Conditions for granting a loan secured by your own real estate

The terms of the loan 50% of the property value according to the evaluation of licensed appraisers
Interest rate 15% annual rate in the 1st year of the loan tenor
UIRD* 12M + 6% - annual rate from the 2nd year of loan tenor

Loan tenor - from 12 to 120 months
or
16% - annual rate
Loan tenor - from 12 to 60 months
Property type apartments, houses/households
Loan tenor up to 120 months
Payments for additional and related services of the loan provider, mandatory for the conclusion of the contract, UAH:
Mortgage insurance 0.5% of the property value
Personal insurance 0.5% of the loan amount
One-time commission 1%
Notary services 7000 UAH
* UIRD is the Ukrainian index of rates on deposits for individuals. You can find out the value of UIRD for today on the website of the Ministry of Finance at the link.