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You can receive any cash inflows to your Card for Pay-outs: salary, pension, advances, traveling allowance, scholarship, all types of social assistance, birth grants, as well as money transfers.
Withdraw cash at any ATM in Ukraine free of charge.
Gold Card for Pay-outs is not only a convenient payment instrument but also the proof of your success and well-being.
With a Gold Card for Pay-outs you become a member of PrivatBank GOLD Club and receive a number of benefits.
The card issue in the bank will last for only 15 minutes. The documents required for obtaining a card are your passport and taxpayer ID number.
You will be served at any branch!
PrivatBank has the largest branch network among commercial banks of Ukraine. You can ask questions concerning your Card for Pay-outs at any branch, not only at the one where you have received your card! Employees of all branches will be glad to help you!
You can also apply for a Card for Pay-outs with your name, surname and photo. The card supports PayPass technology and allows you to pay for purchases with one sweep, without presenting your identity documents, including abroad.
Fee for card issuance is UAH 100.
Fee for the issuance of Gold Card for Pay-outs is UAH 150.
|Currency||UAH, USD, EUR|
|Issue and reissue:|
|6 instant issue cards per year||Free of charge|
|over 6 instant issue cards per year||UAH 100|
|Card maintenance||Free of charge*|
|Issue of a personal Payment Card with a photo (issue and reissue)||UAH 100|
|Issue of a card with an individual design (issue and reissue)||UAH 99|
|Issue of a card with an individual design and a photo (issue and reissue)||UAH 149|
|Fee for card replenishment:|
|Replenishment from deposits||Read more on the deposits page|
|Crediting of money transfers, Swift||Read more on the transfers page|
|Fee for non-targeted replenishing the Payment Card (except for salaries, pensions, social benefits)||From April 1, 2022 till August 31, 2022 |
0.5% of the amount (max UAH 50) for replenishment within Ukraine
|Crediting to the Payment Card of an international P2P transfer sent from any service (PrivatBank or international)||0.5% of the amount|
|Tariff for non-target card replenishment (except for salaries, pensions, social benefits, and international P2P transfer payments)|| |
Beginning from 01.09.2022
Cash transactions are additionally charged:
at the PrivatBank cash desk:
|Tariff for cash replenishment via ATM-Recycler, terminals and cash desks by customers of other banks||0.5% minimum 5 UAH|
|Crediting of an international P2P transfer sent from any PrivatBank service to a Payment card||Beginning from 01.04.2022 |
0.5% of the amount
|Crediting of international P2P transfers sent from any international service to a Payment card|| |
Beginning from 01.04.2022
|Fee for non-cash payments:|
|Payment by card at retail outlets and online stores||Free of charge|
|To a Universal/Universal Gold Card||Free of charge|
|Transfer to a card from any bank, worldwide||Read more on the transfers page|
|To a PrivatBank account of a legal entity|
|Mobile phone topping-up|
|Crediting of international P2P transfers sent from any international service to a Payment card|
|Payments in Privat24||Read more on the page of Privat24 Internet Bank|
|Fee for cash withdrawal:|
|at any ATM in Ukraine and at PrivatBank cash points and ATMs||Free of charge|
|Fee for cash withdrawal at ATMs and cash points abroad||2%|
|SMS banking||Free of charge|
|SMS notification of special purpose receipts and other card transactions when connecting the service via ATM or Privat24||Free of charge|
|Receipt of a statement / certificate in Privat24||Free of charge|
|Provision of a card statement/certificate at a bank branch for any period|| |
* Each subsequent certificate printed at a branch during the month shall be paid at the standard rate.
|Providing card statements at the bank branch for any period||UAH 100|
|Fee for balance enquiry at PrivatBank ATMs and self-service terminals (other than cash withdrawal receipt)||UAH 3|
|Commission for settlement service of inactive accounts for which there were no transactions for 12 consecutive months (all active accounts are missing)||UAH 20 per month, but not more than the balance on the account|
|Cash withdrawal without a card|| |
At a cash desk - 0,2%, min. UAH 5 (withdrawal from a Digital card or with a QR code is free of charge)
From an ATM - - UAH 2(withdrawal with a QR code is free of charge)
|Unauthorized overdraft rates:|
|Unauthorized overdraft interest rate (applies to debts on card accounts for which no overdraft facility is provided)||3.6% per month of the amount of unauthorized overdraft|
|Mandatory monthly payment||100% of unauthorized overdraft debt|
|Interest rate that applies if unauthorized overdraft is not repaid by the last day of the month following the month of unauthorized overdraft occurrence (as per part 2 of Art. 625 of the Civil Code of Ukraine)||7.2% per month of the amount of unauthorized overdraft|
Along with a Card for Pay-outs you can get a Universal Card, which will give you the opportunity to use both your own money on the card and the credit funds of the bank. Being a payment instrument, a Universal Сard has all the same benefits as a Card for Pay-outs!
With the Universal Card you will be able to:
Where can I change the PIN of my Card for Pay-outs?
What shall I do if I lose my card?
In case of loss or theft of your card, first block the card so that nobody could use it. Read more in the answer to the question "How do I block or unblock my Card for Pay-outs?". After blocking, please contact any branch of PrivatBank to reissue the card.
In what currency may a Card for Pay-outs be issued?
Cards for special-purpose pay-outs (salary, scholarship, pension, social assistance) are issued in UAH. At your discretion a Card in foreign currency (USD, EUR) may be issued for other settlements. It should be noted that all Cards for Pay-outs are multi-currency - this means that you can withdraw money from your card in a currency other than the currency in which the card is issued.
How fast will the money be credited to the Card for Pay-outs?
Step 1. Check the card balance by means of Privat24, ATM, SMS-banking mobile application or SMS command.
Step 2. Check with the company's accountant, the pension or social fund, whether the money has been transferred or not.
Step 3. Ask your colleagues whether they have received their salary or not.
Step 4. Check by means of ATM, self-service terminal or by SMS command, whether the card is active and whether there is a blocking.
Step 5. If your card has expired, contact any PrivatBank's branch to reissue the card. If your card is blocked, follow the instructions below (item No. 6).
How to control the money flow on the Card for Pay-outs?
A payment that I did not make was debited from the card. What shall I do?
How do I change the cash withdrawal limit on my card?
For security reasons a daily ATM withdrawal limit (cash limit) of UAH 5,000 (or equivalent in USD or EUR) is set on the Card for Pay-outs.You can change your daily cash withdrawal limit:
Can I pay for online purchases with my Card for Pay-outs?
With any PrivatBank card you can pay online conveniently and free of charge. Before making payments in online stores we recommend you to check whether your card is open for online payments (this can be done in Privat24 in "My accounts"> "Card / account management"> "Payment online"). You can also close or reopen a card for risky online transactions by means of Privat24.
For safety reasons, set an Internet limit, i.e. an amount beyond which you cannot spend from the card during the calendar month during the calendar month (the limit is valid only for risky Internet transactions). On the first day of every month, the limit will be revolved, and you will be able to redeem this amount again.
How do I block or unblock my Card for Pay-outs?